Who We Serve

Payors

Objective insight. Faster decisions. Better health for all.

Voice is the vital sign your risk models have been missing - supporting actuarial planning, digital underwriting, and ongoing care management.

VocaVibe turns a 30–60 second voice sample into an objective, repeatable neurological signal, giving payors a practical new layer of information across underwriting, assessment and care workflows. Collected over time and with the person’s consent, these signals support earlier identification, timely intervention and more informed, consistent decisions.

A recurring assessment layer
for insurance workflows

Payor decisions often depend on information captured at fixed moments: application forms, underwriting questionnaires, medical documentation, periodic reviews or claim-related events. But neurological status can change between those moments, and those changes are not always visible through static records or self-reported information.

VocaVibe helps close that gap with a short, repeatable voice-based assessment that can be collected remotely, periodically and at scale. Each interaction takes 30–60 seconds and can support workflows that depend on more current, structured neurological information.

Core Capabilities

Remote voice-based assessment

30–60 second voice interactions completed over the phone or in a smartphone app, remotely or as part of a guided assessment, without dedicated hardware, wearables or complex logistics.

Voice as an objective signal

Voice-derived measures reflecting neurological, cognitive and functional status, translated into structured insights reviewed alongside existing payor data, medical information and workflows.

Patterns over time

Repeated, longitudinal assessments reveal early change or stability that single assessments miss, helping keep the view of neurological status current.

Population-scale deployment

Low-cost, non-invasive assessment suitable for large insured populations, supporting portfolio planning and digital underwriting when current neurological input is helpful.

Where VocaVibe fits in payor workflows

VocaVibe integrates as a complementary insight and monitoring layer within existing payor processes, without replacing actuarial models, medical assessments or claims systems. The same repeatable assessment can support application, onboarding, renewal, periodic reassessment, care management and follow-up.

Insights are structured, explainable and designed for the teams that already evaluate neurological status, long-term planning and care needs.

Underwriting & Actuarial
Use voice-based assessment as an objective add-on to the self-declaration in life, income protection and health underwriting, supporting more accurate and consistent assessment while recurring neurological signals strengthen planning assumptions, population-level analysis and portfolio understanding.
Medical Review & Care Management
Use structured insights to support early identification of meaningful neurological and functional change, prioritize review and support earlier outreach, intervention planning and ongoing care coordination.
Claims & Case Management
Use longitudinal context and early signals to understand change before or during case review, enabling timely intervention and helping prevent avoidable high-cost events.

Three payor priorities,
one continuous signal

Healthier insured populations

Earlier identification enables timely clinical or rehabilitative support, helping reduce preventable deterioration and supporting independence and quality of life.

Underwriting

Objective neurological and functional signals add an early, structured input to the picture, supporting more accurate and consistent assessment alongside the self-declaration.

Claims & support

Earlier visibility into change supports proactive case management and timely help, so people get the right support sooner and avoidable high-cost events are reduced.